Self-Managed Superannuation (SMSF)

At Apiary Financial, our Financial Planners work closely with our Chartered Accountants to provide comprehensive advice in relation to SMSF strategy, investments and retirement planning.

We take the time to get to know you and understand your retirement goals so that we can provide you with tailored, specific advice in relation to the types of investment products that can assist you in achieving your financial goals and plan for your retirement.

We leverage off our relationship with Count Financial to obtain up-to-date, detailed research and information in relation to the financial markets, and the various types of investment products available to you including:

• cash deposit accounts
• wrap accounts
• managed investment platforms
• direct shares and geared investments.

Our approach is to design a diversified, quality investment portfolio that incorporates an appropriate mix of defensive and growth investments from the key asset classes, specifically designed to suit your investment profile and financial goals.

Contact us today so we can plan for your future, together.

It's no secret that the superannuation landscape has been and continues to be subject to significant change by legislators which leaves many Australians feeling uncertain about superannuation and the role it plays in planning for retirement. However, Superannuation still has a significant role to play as a retirement planning vehicle, at is offers a tax effective structure through which wealth can be accumulated over the long term.

When planning for your retirement and making key investment decisions, it is important to fully-understand all aspects of the superannuation system, as well as the investment options that may be available to you, to ensure that your super is performing as it should.

When it comes to something as important as managing your wealth within super and planning for your retirement, it makes sense to speak to a licenced Financial Planner.  Contact our team today.

Whether you’re just starting out or approaching retirement, our Financial Planning team will help you navigate through the financial planning process, understand your goals and objectives and provide you with a written plan designed to provide you with financial peace of mind. With over $50 million in assets under management, we have the expertise and resources required to help you reach your financial goals. 

We can help you meet your goals by:

• Working closely with you in developing your investment strategy and wealth creation plan*
• Providing advice in relation to super contributions and pensions*
• Ongoing financial review services and SMSF reporting to ensure your SMSF’s investments are performing as desired*
• Providing advice in relation to tax effective strategies within superannuation*
• Understanding your retirement objectives and developing a holistic plan to meet your goals*

Setting up a SMSF is straightforward, but the administration and management can be time-consuming and complex.  Our dedicated and qualified in-house Superannuation team is here to help you meet your statutory and compliance obligations. 

Our team of Chartered Accountants and Financial Planners* work together to ensure that you receive a holistic service.  This way you can maintain compliance with all regulations, minimise taxation, accumulate wealth and effectively plan for retirement.

Our Superannuation administration services include:

• Annual financial statements and income tax return – we have incorporated automated transaction feeds from banks, investment wrap accounts, managed funds and brokers to streamline your compliance requirements
• SMSF compliance and financial audit
• Pension implementation and administration
• Compliance with superannuation laws, regulations and taxation obligations
• Advice on employer obligations
• Tax audit insurance policy offering (underwritten by CGU Insurance Ltd)

Contact our experienced Chartered Accountants or our Financial Planning team* to discuss how we can assist you with your Superannuation.