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Better business program

Service Showcase | Our Better Business Program

At Apiary Financial, we take the time to understand your unique business so that we can provide meaningful and personalised coaching and advice designed to meet your objectives. This is why we have developed our Better Business Program. Our Better...


Superannuation Guarantee opt-out | what does this mean for individuals?

Treasury Laws Amendment (2018 Superannuation Measures No. 1) Bill 2019 was passed by the Senate on Thursday 19 September. Background From 1 January 2020, eligible individuals with multiple employers can apply to opt-out of receiving super guarantee (SG) from one...

STP EOFY Reporting

Single Touch Payroll – Changes to EOFY reporting

Single Touch Payroll (STP) reporting has been a requirement for all businesses with 20 or more employees, and optional for smaller employers, since 1 July 2018.  For these businesses already reporting via STP, your end of financial year (EOFY) reporting...


A new name and a new home for McGarry Partners

Today is our first day at Level 2, 16 McDougall Street, Milton and we are thrilled to have moved into our new office. To coincide with our move, we have taken the opportunity to change our name and we’re excited to...


It’s time to get ready for Single Touch Payroll Reporting

Earlier this month, parliament passed legislation to extend Single Touch Payroll (STP) reporting to all employers from 1 July 2019. STP reporting has been a requirement for employers with 20 or more employees since 1 July 2018, but it is...


Are your PPSR registrations about to expire? A lapsed registration could void your security interests

The Personal Property Securities Register (PPSR) was introduced on 30 January 2012 and was designed to offer protection against the loss of property should a customer default on payment or become insolvent. As the 7th anniversary of the PPSR approaches,...

Tax audit insurance

ATO data matching is advancing – are you prepared to be audited?

In recent years, the Australian Taxation Office (ATO) and other government agencies have continued to announce significant advancements in sophisticated, electronic data-matching techniques, resulting in an increase in audit activities conducted by the ATO. As this activity increases, so too...


Selling the family home after 1 July 2018? Consider downsizer super contributions

Following the significant changes to contributions caps on 1 July 2017 that came about as a result of super reform, the Government has now introduced a new contributions cap - the Downsizer Contributions Cap effective from 1 July 2018. This...


The key to financial freedom is starting young

Are you (or your children) young, just starting out, want to get in early and start investing, but don't have a lot of money?   No problem...  With our Smart Savers Plan, establishing an investment can start with as little as...


Fringe Benefits Tax: Obligations for employers

With the Fringe Benefits Tax (FBT) year coming to an end on 31 March 2018, it’s a good time to brush up on FBT and what it means for you and your business. The FBT net is quite broad and...

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